£15,000 after tax (2026/27)
On a salary of £15,000 in England, Wales or Northern Ireland, your take-home pay in 2026/27 is £14,320 a year — that's £1,193 a month, £275 a week, or about £55 per working day, after income tax and National Insurance.
Yearly take-home
£14,320
£1,193 / month
£275 / week
£55 / working day
| Gross salary | £15,000.00 |
|---|---|
| Income tax | −£486.00 |
| National Insurance | −£194.40 |
| Take-home pay | £14,319.60 |
Effective tax + NI rate: 4.5%. Assumes tax code 1257L, no pension or student loan — personalise this calculation.
How the income tax on £15,000 is calculated
| Personal Allowance (tax-free) | £12,570 | £0 |
|---|---|---|
| Basic rate — 20% | £2,430 | £486.00 |
| Total income tax | £486.00 |
National Insurance adds £194.40: employees pay 8% of earnings between £12,570 and £50,270, and 2% on anything above. A £1,000 pay rise from here would leave you about £720 a year better off after tax and NI.